Transparent Pricing

Clear, simple fees with no hidden charges. Know exactly what you're paying before every transaction.

At Switch, transparency is core to everything we do. All fees are displayed in the transaction preview screen before you confirm, so you always know the total cost upfront.

Trading Platform Fees

Fees for deposits, withdrawals, and trading on the CobaltEdge Trading Platform.

ACH Deposit — $0
Standard bank transfer (1–3 business days)

Wire Deposit — $20
Same-day transfer for larger amounts

ACH Withdrawal — $0
Standard bank transfer (1–3 business days)

Wire Withdrawal — $30
Same-day transfer for larger amounts

About RTP (Real-Time Payments)

RTP is an electronic payment system used in the USA that allows for instant transfers. Check with your bank to see if they offer RTP capabilities. Note that some banks may use different account and routing numbers for RTP transfers than regular transfers.

Buy & Sell Fees

Fees when buying or selling digital assets on the Switch platform.

Stablecoin Trading — 1.5%
USDT, USDC, and other stable tokens

Non-Stablecoin Trading (under $10,000) — 4%
BTC, ETH, and 20+ other digital assets

Non-Stablecoin Trading (over $10,000) — 2.75%
Reduced rate for larger transactions

How Trading Fees are Calculated

Trading fees are determined by several factors:

● Your selected payment method

● The size of your order

● Market conditions such as volatility and liquidity

● Your Switch Card type

Black Card Holder Buy & Sell Fees

Fees when buying or selling digital assets using the Black Card.

Stablecoin Trading — 1.25%
USDT, USDC, and other stable tokens

Non-Stablecoin Trading (under $10,000) — 3%
BTC, ETH, and 20+ other digital assets

Decentralized Network Fees

Fees for transferring digital assets and using blockchain features.

Bridge Fee (Private to Ethereum) — 1,000 SWITCH Tokens
Transferring SWITCH from private blockchain to Ethereum mainnet. Fee given to blockchain nodes to process transaction.

Network Gas Fees — Small ETH fee
Required for blockchain transactions. Varies based on network conditions.

Swap Transactions — Gas fees in ETH
Converting between supported tokens in rewards decentralized wallet. Automatically calculated during transaction.

Understanding Blockchain Fees

Blockchain network fees (gas fees) are required to process transactions on the network. These fees go to the network validators and are not controlled by Switch. We estimate the prevailing network fees and display them before you confirm your transaction.

Domestic Trade Wallet Fees

Fees for multi-currency transactions and international transfers.

Trading Fees — Varies by transaction
Buying, selling, or converting currencies.

Wire Fees — $20 in, $30 out
International wire transfers.

Switch Black Card Fees

Fees related to Switch debit cards and card transactions.

Startup Fee — $100
Cost to .

Annual Fee — $100
No annual card maintenance fee.

Monthly Fee — Varies by total monthly spend
If you spend over $1,500 within a calendar month, the $4 fee is waived. If the minimum spend isn’t met, a $4 fee applies.

Card Information

The Switch Black Card is a true debit card issued by Cross River Bank, in partnership with Ibanera LLC and Trust Rewards Inc. For complete card terms and conditions, visit the Help Center.

Switch Pay Fees

Fees for buying crypto with debit or credit cards through SwitchPay.

Important: Bank Card Transaction Fees

When purchasing cryptocurrency using a debit or credit card through SwitchPay, your card transaction may be classified as a cash advance by your bank. This may result in additional fees from your card provider. Please contact your bank or card issuer for details about their fees for cryptocurrency purchases.

SwitchPay Transaction Limits

Transaction limits vary based on your KYC (Know Your Customer) verification level:

Standard Transactions: Up to $3,000 per transaction with higher level KYC

USD Transactions: $5,000 per day, $25,000 per month

Non-USD Currency: $10,000 per day, $50,000 per month

To view your specific limits, log in to SwitchPay and select "My Limits" from the menu.

Wallet Fees

Storage and management of your digital assets.

Rewards Wallet — Free
Non-custodial wallet for SWITCH and crypto storage.

Trade Wallet — Free
Custodial wallet for trading activities.

International Trade Wallet — Coming Soon
Multi-currency wallet supporting 20+ fiat and digital currencies.

Free Wallet Storage

Switch offers custodial and non-custodial wallets free of charge, allowing you to store and receive supported cryptocurrencies at no cost. Transaction fees may still apply when sending or converting assets.

Fee Display & Transparency

All fees will be listed in the transaction preview screen before you submit your transaction. Fees may differ for similar transactions based on market conditions, payment method, and other factors.

Network Transaction Fees

Transactions on Switch's platform are subject to network transaction fees, including gas fees and bridge fees. We charge a fee based on our estimate of the prevailing network fees at the time of your transaction.

Important Notices

Digital Assets and Custody are provided by Ibanera LLC and Vault IST DMCC. Ibanera LLC and Vault IST DMCC are not insured depository institutions or banks. Digital assets are not legal tender, are not insured by the Federal Deposit Insurance Corporation ("FDIC"), and are not subject to protections afforded to bank deposits. Digital assets are subject to extreme price volatility and may lose value. Digital assets held in your digital asset account (i.e. rewards wallet or trade wallet) are not insured by any governmental entities, including but not limited to FDIC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, or holding, in digital assets. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No bank guarantee and may lose value.

Switch Nodes and the Switch Blockchain are governed by a Distributed Governance Framework, which is distinct from and not controlled by Switch Reward Card DAO LLC (Switch Reward Card). Any value derived from Switch Nodes and Switch Rewards is likely to be uncorrelated with the success or failure of Switch Reward Card.

Switch Reward Card does not sell digital rewards. The Switch Blockchain, which is governed by Switch Node owners, self-governs the distribution of Switch Rewards. Switch Rewards are earned in exchange for work and action on the Switch platform. Switch Rewards are digital rewards designed to have utility on the Switch platform for the purchase of Switch's products and services. Switch Rewards is not an investment product and may never have any value outside of the Switch platform. Switch Node owners should not expect to recognize any value from Switch Rewards other than its utility on the Switch platform. Switch Reward Card does not anticipate correlation between Switch Rewards' value and Switch Reward Card's business activities.

Banking services including USD deposits are provided by Cross River Bank.

Switch Reward Card, DAO, LLC operates as a registered Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN). We are also a proud participant in the FinCEN 314(b) voluntary information-sharing program to help detect and prevent money laundering and terrorist financing.

SWITCH REWARD CARD RESERVES THE RIGHT TO CHOOSE MARKETS AND JURISDICTIONS TO CONDUCT BUSINESS, AND MAY RESTRICT OR REFUSE, IN ITS DISCRETION, THE PROVISION OF SWITCH SERVICES IN CERTAIN COUNTRIES OR REGIONS.

SWITCH ERC-20 Contract Address: 0xb10cc888cB2CcE7036F4c7ECAd8a57Da16161338

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